QOTD 2/27 Bill Paying

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QOTD 2/27 Bill Paying

Postby DeniseM » Feb 27th, '13, 9:38 am

YUck. Paying Bills. Who does it in your house?
I keep the books here and for the most part it isn't too taxing, although sometimes it's a bit of a scrabble when are clients don't pay on time. I am very organized about it though and have a system.
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Re: QOTD 2/27 Bill Paying

Postby nittygrittyjody » Feb 27th, '13, 9:59 am

My husband pays the bills. I am very good with money though and was raised with some conservative views on spending and saving. It served me well and I am proud that I had a credit card when I was in highschool and working a steady job. I learned the effort it takes to make money, and I learned early on about interest and paying cards off and it built a good credit for me. By the time I was in college I was pretty prepared to deal with expenses and knew how important it was to be careful with my spending. I wasalways good at saving, but it is so much easier when you're single, without a house payment and not paying for other major things each month!

I hope our kids pik up some of our spending habits and learn the lesson about being responsible with money early on too. I think our nation as a whole has a lot to learn about budgets and spending. I feel bad that too many people have to learn the hard way.

That said, I do know when to 'bend the rules' and I do wish I was made of more money so that I could give it away anonymously to people who need it and worthy causes. That is on of the best parts about being financially responsible, I think. Being in 'control' of it!
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Re: QOTD 2/27 Bill Paying

Postby Umenorskan » Feb 27th, '13, 10:04 am

There are three things my husband takes care of. the bills, the dishes and the kds toys in the living room.
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Re: QOTD 2/27 Bill Paying

Postby Margrethe » Feb 27th, '13, 10:17 am

We both do. We both set aside money for everything that affects both of us (mortgage and other living expenses, including food and eating out, going to the movies) in a joint account. The amount is calculated based on how much we earn. He makes more money than I do, so therefore he pays a bigger percentage. Seems fair.

That way we both know how much money we spend on these things - we both see the account and can both add bills to it.
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Re: QOTD 2/27 Bill Paying

Postby LauraC » Feb 27th, '13, 10:38 am

I pay the bills - UGH and that's about all I'll say about it :P
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Re: QOTD 2/27 Bill Paying

Postby Funky Fairy » Feb 27th, '13, 1:08 pm

They go out of an account that's in both our names and that's all I can tell you.
I'm pretty clueless. I couldn't say what and how much. No idea!

I deal with mine and the kids stuff separately though. I deal with all that.
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Re: QOTD 2/27 Bill Paying

Postby mlepitts » Feb 27th, '13, 1:14 pm

I USED to pay them, but then Kelly wanted to try out a budget idea he had, so he took over last year. I have to admit I wasn't sad at all about it. :)
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Re: QOTD 2/27 Bill Paying

Postby Sherry C » Feb 27th, '13, 1:16 pm

mlepitts wrote:I USED to pay them, but then Kelly wanted to try out a budget idea he had, so he took over last year. I have to admit I wasn't sad at all about it. :)


Same here... I was jumping up & down when my DH wanted to take over.
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Re: QOTD 2/27 Bill Paying

Postby StephanieEloise » Feb 27th, '13, 1:38 pm

I pay the household bills, and Bo pays his credit card bills. I usually rip off the tear-off part, write the date really big on the front, then organize them by when they need to be paid. I keep them in a vertical organizer from soonest to latest.

We keep 3 bank accounts, mine, his and ours. Everything joint comes from ours, and then we have our own stash for presents, and fun stuff. We each contribute a certain amount each month into the joint account...we save 25%, then 50% goes into our joint, and the other 25% gets split into our own accounts.

We never fight about money and I love it!
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Re: QOTD 2/27 Bill Paying

Postby AnnaB » Feb 27th, '13, 2:00 pm

We do it together and we both hate it. ;D
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Re: QOTD 2/27 Bill Paying

Postby dianaj1012 » Feb 27th, '13, 2:54 pm

I handle everything — the bills, all of the accounts, etc. Hubs has no clue about any of it, and we I try to loop him in his eyes gloss over and he can't focus on it. I don't mind it, and it would drive me crazy NOT to be involved. I need to know exactly what's going on with it all, or I freak out a bit.
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Re: QOTD 2/27 Bill Paying

Postby mjmarmo » Feb 27th, '13, 3:24 pm

About 14 years ago Dh turned this job over to me. I do 99.9% of it online so it is not too bad. And, we are quite conservative with our money so there aren't really too many to pay.
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Re: QOTD 2/27 Bill Paying

Postby DeniseM » Feb 27th, '13, 7:58 pm

Another interesting round of answers.
Money is a hard thing to talk about for some people.
I am a saver myself although there isn't much left to save with after living but we don't have credit cards and we both agree on where money goes so we don't argue at all. I think the hardest thing for us was when our roles were reversed. I was a SAHM and Bill would prefer it that way but things changed and now I make the lions share of our income with my business.

The hardest part of money for us as a couple is always explaining to our boys why we don't go on vacation or drive new cars or buy lots of stuff. They are surrounded by people who do. We just try to tell them we don't want to put things on credit cards and leave it at that but sometimes it's hard. We work hard so they don't understand why we can't afford those things. The funny thing is, despite wishing I could save for a nice vacation, I really don't feel like I am missing out. We have a great life! I am hoping they are still listening despite their grumbling. :)
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Re: QOTD 2/27 Bill Paying

Postby Andrea » Feb 27th, '13, 10:11 pm

I do all the balancing and bills. I watch the money come and go... no fun!
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Re: QOTD 2/27 Bill Paying

Postby LisaDV » Feb 28th, '13, 3:50 pm

I handle bank/svgs accounts and bills. He handles all investing (which isn't really much) and tax preparation. Although I dislike paying bills (even though I do most of it on-line), I would dislike doing the other stuff even more!
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Re: QOTD 2/27 Bill Paying

Postby corockies17 » Mar 8th, '13, 1:18 pm

I do all the bill paying in our home. It's just easier when only one of us is taking care of them.
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Re: QOTD 2/27 Bill Paying

Postby pam » Mar 8th, '13, 3:33 pm

Since my children are grown and I'm widowed, I do all the money stuff. Always have. I use Quicken on my computer to keep track and almost all bills are on auto pay, so it's really easy.
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Re: QOTD 2/27 Bill Paying

Postby KarenP » Mar 8th, '13, 8:58 pm

Hubs does thankfully... We are both pretty good with money but I hate the paperwork/ finance stuff! On the flip side I do all the food/ kid scheduling etc. stuff he hates!! It's a good partnership!
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Re: QOTD 2/27 Bill Paying

Postby petunia670 » Mar 8th, '13, 9:13 pm

My hubby handles that as of about a year ago. He offered and I willingly gave it up. I've offered to take it back & thankfully he hasn't taken me up on my offer. I'm not real good with paperwork. I mean, the bills get paid but I could be more organized.

We own a 2nd home in MI, so we have lots of bills (duplicate utilities etc)
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Re: QOTD 2/27 Bill Paying

Postby Jeany » Mar 9th, '13, 9:18 am

I use to pay my bills and P his bills but somethimes when my schedule are too busy he pay my bills too!
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